Updated: September 18, 2026
Terms and conditions (if you're inviting people)
To earn a reward for inviting people to Morse, you need to be a user with access to paid referrals. To check if you're eligible, tap 'Invite' on the home page of your app. This program is currently available in Colombia.
View information our referral program available in other countries here.
We may offer paid referrals to different groups of users at different times, such as users who:
have recently signed up
have had a Morse account for a certain amount of time
live in certain countries
have done certain types of transactions recently
Or a combination of the above.
How it works
Share your invite link with someone who hasn't used Morse before.
They open the link, enter their phone number, and complete sign up to Morse (using the same phone number) within 14 days of entering their number.
To qualify, within 30 days of signing up they need to spend at least 50 USD with their Morse Card* AND invite one other Colombian person who successfully signs up to Morse.
We’ll add your reward directly to your Morse Balance within 48 hours of them spending 50 USD on Morse Card!
See how much you could earn. You get one random reward, up to potentially 200 USD per person you invite! The person you invite earns their own reward if they complete both tasks.
You can receive up to ten random referral rewards total across our previous referral programs and this program. After your first ten referrals, we'll pay you a flat 10 USD for every person you invite, so you can keep spreading the word!
If the person you invite doesn’t complete a qualifying Morse Card spend of 50 USD within 30 days of signing up, you won't get a reward.
Terms and conditions (if you've been invited)
This program is currently available in Colombia.
How it works
You'll receive an invite link to join Morse.
Accept the referral by entering your mobile phone number.
Download the app and sign up for Morse, using the same phone number, within 14 days of accepting the referral.
Within 30 days of signing up, spend at least 50 USD with your Morse Card* AND invite another Colombian person who completes sign up to Morse.
Once you’ve completed both required actions, we’ll add your 10 USD reward straight to your Morse Balance within 48 hours! You can then invite more Colombian friends to earn rewards of your own.
We'll share some information about your progress with the person who invited you. This could include that you've:
Accepted their referral by entering your mobile number
Started the signup process
Completed the signup process
Completed a qualifying card payment and invited someone
We won't share any other information.
* Spending that doesn't qualify
For spending on Morse Card, most everyday purchases qualify. The following merchant categories are excluded, including any merchants related to these categories:
Gaming and in-app purchases
Gift cards
Betting and gambling
Casinos
Financial apps and services
Transactions arranged primarily to trigger a referral reward (rather than to buy goods or services) and transactions that are later reversed, refunded, or disputed don't qualify.
Referral rewards are for introducing Morse to people who'll use it. Morse reserves the right to cancel rewards, withhold pending rewards, and remove your access to paid referrals if we suspect fraud, abuse, or other activity that violates these terms or our policies. This includes, but is not limited to, distributing your link in bulk, posting it on sites set up to earn rewards or trade referral codes, controlling the accounts you invite, or coordinating with others to claim rewards for accounts that won't be used. Morse also reserves the right to suspend or end this promotion at any time, without notice.