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Send money directly to Pix keys

You can pay people via their Pix key, even if they don't have a Morse account.

Morse users* can send money directly to a Pix key — making it easy to pay anyone in Brazil, even if they don't have Morse.

How to send money to a Pix key

  1. Tap the 'Transfer' button at the bottom of your home screen > 'Pay'

  2. Tap 'International payment' > 'Brazil'

  3. Enter the recipient's Pix key (CPF, phone, email, or random key)

    1. (Optional) Add the recipient's email address if you'd like them to receive an email receipt

  4. Enter the amount in BRL you want to send

  5. Review the transaction details and tap 'Send'

Transactions typically arrive within a couple of minutes, if not less.

Fees and limits

There is no fee for Brazilian users to send money directly to a Pix key.

There's a small fee for international Morse users: US$0.50 or 0.25% of the amount being sent, whichever is more.

The minimum you can send is 1 BRL, and the maximum is the BRL equivalent of US$2,999 per transaction, with a weekly limit of 15,000 BRL.

These payments are also subject to your weekly and monthly withdrawal limits, which you can find by tapping your profile picture > 'Limits'.

* This feature is not currently available to Morse users in Europe.

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