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Understand how Morse Investments work

Investments let you buy digital tokens that track US stocks and ETFs, but it’s not a regulated service

How Morse Investments work

You browse US stocks and ETFs in the Morse app
Just like a normal investment app, you choose what you want to buy or sell.

Morse connects you to a decentralised exchange
This is a marketplace where buyers and sellers trade directly – no broker involved. Morse connects you to it, but doesn’t control it.


You receive digital tokens, not traditional shares
These tokens track the value of real stocks and ETFs. They’re issued by a third party called Ondo Global Markets, not Morse. You're buying on a secondary market, not directly from a stock exchange or issuer.


The value of your tokens moves with the real market
When the underlying stock goes up, your token goes up. When it falls, so does your token. This isn’t a savings product – there’s no guaranteed return.

Learn about the regulatory risks

Investments is run by Avian Labs Distributed Inc.

This is a different company to Avian Labs Inc. or Avian Labs Netherlands B.V., who run your Morse app. By using Investments, you agree to a separate set of terms with Avian Labs Distributed Inc., not an extension of your existing Morse agreement.

Avian Labs Distributed Inc. is not a regulated financial institution

It’s not a licensed broker, investment adviser, money transmitter, or financial services provider in any country. Some protections you'd have with a regulated service - like a formal complaints process - don't apply here.

Tokenized stocks are not registered investment products

They aren't treated the same way as traditional shares under EU, UK, or US securities law. Regulation around tokenized assets is changing fast. Make sure you understand what applies in your country before investing.

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