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Earn cashback with Morse Card

Eligible Morse Card users can receive cashback at certain merchants

Eligible Morse Card users earn cashback on qualifying purchases. How much you earn depends on how you joined Morse.

Cashback is currently only available to certain users in Mexico and Colombia.

How much you earn

  • Referred or promotional users: If you were referred by another Morse user, or you entered a promotional code during one of the promotions we run, you earn 10% cashback for your first 30 days, up to 20 USD. After the first month, you earn 1% cashback on all qualifying purchases, up to 100 USD of cashback per month.

  • Everyone else: If you weren't referred and didn't enter a promotional code, you earn 1% cashback on all qualifying purchases the whole time, up to 100 USD of cashback per month.

Check your app to see what you qualify for! We offer a variety of promotions across our user base, so at different times you may be able to sign up for different campaigns.


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​How it works

  1. Get enrolled: If you have a Morse Card, you're automatically enrolled in the Cashback Program — no action needed. Check here to see if Morse Card is available for you.

  2. Earn as you spend: You earn cashback automatically on qualifying purchases, at the rate that applies to you.

  3. Your cashback rewards are automatically added to your Morse Balance.

You can then spend your cashback with Morse Card, or send, transfer, invest, or withdraw the money.
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​What counts as a qualifying purchase?
Most everyday purchases qualify. The following merchant categories are excluded, including any merchants related to these categories:

  • Gaming and in-app purchases

  • Gift cards

  • Betting and gambling

  • Casinos

  • Financial apps and services

  • Spending at Wompi, Bold, ePayco, Contreras Tech, OpenPay, Whop, PayPal, AstroPay, Airbnb, Global Co, Edupacks, and Lucid Trading

Transactions that we deem were arranged primarily to trigger cashback, rather than to buy goods or services, may be excluded from earning cashback. Purchases that were later canceled, reversed, returned, refunded, charged back, or disputed will also be ineligible for cashback.


​A few things to know

  • You must be a Morse Card holder and live in Mexico or Colombia to be eligible.

  • The 10% rate and 20 USD cap apply only to referred or promotional users, and only for the first 30 days. After that — and for everyone else from the start — you earn 1% cashback on all qualifying purchases, with a limit of earning 100 USD cashback per month. This means your first 10,000 USD of qualifying purchases per month all earn cashback!

  • Cashback is credited to your Morse Balance within 48 hours of each qualifying transaction settling.

  • Terms and conditions apply.

Morse reserves the right to modify, withhold, or cancel cashback rewards; change the qualifying actions; or to suspend or end this promotion at any time, including if we suspect fraud, abuse, or other activity that violates these terms or our policies.

* For future promotions that may apply to Morse users in the United States, please note that residents of New York State are currently ineligible for Morse Card and therefore ineligible for this promotion.

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