Most transactions on Morse are free. We charge a small fee for two different types of international transactions, but they're independent, so your transaction would never have more than one fee.
A flat fee for international deposits and withdrawals from linked payment methods (such as debit cards, mobile money wallets, etc.)
If you live outside of Europe: US$0.50
If you live in Europe: €0.50
Your first 3 transactions are free
After that, the fee stays the same no matter how much you send. Recipients pay no fees — they receive the full amount.
Fees are not affected by exchange rates
We use the real exchange rate with no markups, so you'll always see the full cost before sending.
2. A 0.1% fee for receiving international deposits to your Account Details
Depending on your country and currency, Morse allows you to open Account Details to receive payroll from international clients and move money between your own accounts. These deposits are free domestically, but have a small fee internationally.
If you live in the United States:
Deposits to your USD Account Details: Free
Deposits to your EUR, MXN, or BRL Details: 0.1% fee
If you live in a country where the euro is the main currency:
Deposits to your EUR Account Details: Free
Deposits to your USD, MXN, or BRL Details: 0.1% fee
If you live in Mexico:
Deposits to your MXN Account Details: Free
Deposits to your USD, EUR, or BRL Details: 0.1% fee
If you live in Brazil:
Deposits to your BRL Account Details: Free
Deposits to your USD, EUR, or MXN Details: 0.1% fee
If you live in any other country:
Deposits to your USD, EUR, MXN, or BRL Details: 0.1% fee
There are no fees for you to:
Send money to people on Morse, in any country or currency
Deposit or withdraw money domestically
Move money in and out of other Solana wallets or exchanges
Spend using your Morse Card anywhere in the world
🚨 Your bank may charge fees
Some banks or payment providers may view Morse transactions as international, even when sending money in the same currency or country. Please check beforehand if they charge a fee for stablecoin deposits or withdrawals to avoid surprises.