Most transactions on Morse are free. When there's a fee, you'll see it before you confirm — and you'll never pay more than one Morse fee on a single transaction.
Fees depend on your country, your currency, and the payment method you use. They change as we add new countries and partners, so Morse always shows the current fee in the app.
Always free
Sending money to anyone else on Morse, in any country or currency
Receiving money — the recipient gets the full amount
Spending with your Morse Card, anywhere in the world
Receiving money to your Account Details in your own country's currency
Depositing USDC, USDG, USDP, or EURC on Solana
Where you'll see a fee
International deposits and withdrawals through a linked bank account, card, or mobile money wallet
Deposits to your Account Details in a currency other than your own country's
Sending money straight to a bank account, IBAN, Pix key, CLABE, or Bre-B key in a country you don't live in
Depositing other crypto or stablecoins
Domestic deposits and withdrawals are free in most countries. Where a fee applies, Morse shows it before you confirm.
Check your fee before you send
Open Morse and start the transaction you want to make
Enter the amount
Review the fee, exchange rate, and total on the confirmation screen
Exchange rates don't hide a fee
We use the real exchange rate with no markup. Fees are charged separately and shown on their own line, so you see exactly what you're paying. Learn more about exchange rates on Morse.
🚨 Your bank or wallet may charge its own fee
Some banks and payment providers treat Morse transactions as international, even when you send in the same currency and country. Blockchain networks charge their own fee to send crypto. Check with your provider before you send.